Journal
Articles and commentary on digital assets, custody, policy, business, and where control actually sits.
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What a secure element does, and what an EAL rating certifies
Read article2026-08-01 · Hardware Almost every hardware wallet page states an EAL level, and the number describes something narrower than most buyers assume. It grades how hard a laboratory was required to look at one…
All articles
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Celsius: the ruling that turned 600,000 depositors into unsecured creditors
Judge Martin Glenn read the terms of use that Celsius customers had accepted and found that they had transferred ownership of their coins to the company.…
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QuadrigaCX: the dead-man’s-keys story is not what happened
The famous version is that a young CEO died in India and took the private keys to the customer funds with him.
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Tornado Cash: the sanctions arc from Blender.io to Van Loon to United States v. Storm
Treasury sanctioned a piece of software, a federal appeals court held that the software could not be owned and so could not be blocked, and Treasury…
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Atom Holdings: two retail investors wound up a crypto exchange group in the Cayman Islands
They had no contract with the company they petitioned against, and could not afford the undertaking the rules appeared to require. Justice Kawaley let them proceed…
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Ruscoe v Cryptopia: the judgment that decided crypto can be held on trust
A New Zealand judge held that the cryptocurrency on a failed exchange belonged to the account holders, not to the estate. Two years later a New…
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The 3 Best Crypto Cold Wallets
A short list of the hardware wallets I actually use and recommend, and what each one does well.
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Crypto Institutional Adoption: Will XRP and HBAR ETFs Follow Bitcoin’s Path?
Retail investors hold almost 66% of all Bitcoin. This is true even with growing interest from ETFs, corporations, and governments. The 2025 market cycle marks a…
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Hedera Powered Payments Coming to $66B Fuel Enterprise
Dropp has partnered with Pinnacle Corporation to introduce Pay-by-Bank and Pay-by-Stablecoin payment options for U.S. fuel and convenience retailers through the Affiniti Cloud POS system.
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Constellation Digital Evidence: Enterprise Data Security and Cryptographic Verification Solutions
I’ve spent years watching companies wrestle with one fundamental question: can you actually trust your data? In today’s environment, that question is more critical than ever.
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How to Keep Your Brand Voice and Visuals Consistent Across Every Channel
Why Brand Consistency Changes Everything You’ve likely scrolled through countless social posts today…A few probably stood out, but most didn’t. The ones you noticed? They seemed…
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Crypto Crime Trends: Why Lawmakers Need to Catch Up
I’ve been working in crypto long enough to see plenty of ugly headlines. But what happened over the past was something different.
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Regulatory Overreach? The Impact of FINRA Rule 3290 on Advisor Crypto Holdings
FINRA has proposed a rule that would push crypto back into the Dark Ages of the Biden and Gensler regime with financial advisors. Here’s what it…